——Case Reference
Taichung Second Mortgage Cases
The following are scenario-based examples used to illustrate possible assessment directions. They do not mean every case will receive the same result.
Case A
Mr. Liao, Xitun District
Need
Restaurant operating capital
Reference amount
NT$2.2 million
Due to short-term cash flow pressure, he needed working capital quickly. After reviewing the remaining equity of the property, funding matching was arranged.
Case B
Ms. Chen, Dali District
Need
Paying off high-interest card debt
Result
Monthly payment reduced from NT$80,000 to around NT$15,000
Through debt consolidation and refinance assessment, monthly repayment pressure was lowered.
These cases are scenario-based summaries. Actual approval conditions vary by case.
Could your situation also be worth a preliminary review?
Organizing the district, property type, current loan status, and funding need will usually give a faster answer than asking only about the rate.